FlashPoint offers a variety of options to increase employees' benefits while reducing out-of-pocket costs.
Program to purchase the same drugs for less from certified pharmacies around the world. Cost savings around 70%. Available to any Chamber member.
Minimum number of employees: 1 +
$22.34 lowest premium available.
BeneCare Dental Plans and the Connecticut Chamber Insurance Trust have entered into a strategic relationship to offer Chamber members and exclusive, comprehensive suite of dental plans at large group rates. Get the best of both worlds-- a wide selection of plans available to small groups at rates typically reserved for large groups.
WHO IS BENECARE?
BeneCare is one of the forerunners in the development of an alternative to the traditional insurance company model. Our pioneering concept created a partnership between dental practitioners and specialty dental program administrator that underwrites group dental plans.
HOW DOES OUR STRATEGIC RELATIONSHIP HELP YOU?
HRA -- employees can choose what % they contribute. Employees have the flexibility to choose what products they want to buy.
Prodigy Wellness Plan -- which includes the SMRP and voluntary benefit options. Prodigy is the 3rd party administrator for the plan selected and utilizes FICA tax money to keep costs down.
MEC -- Medium Essential Plan: most basic coverage included employers may add on other desired benefits.
Level-Funding -- insured self-funded plans. Companies receive 100% of unused claims back as a credit to reduce future premiums.
Capture Programs -- company is included in a pool of participants through CT Chambers reducing the premium costs. 30-40% of premium kept within the company for claim use reducing cash spent.
Increases productivity and reduces sick days.
The Helpsy program is the world's first Virtual Whole-Health Nurse for symptom management and navigation.
Including the Helpsy Program will;
Consider voluntary benefits through Combined Insurance. Combine can provide consultative need-based analysis of current benefits for employees to create a customized solution which will include:
Integrate the use of a Human Resource program through Think HR. Think HR manages people risks by controlling the following: