About Us
Merchant Advocate helps businesses across all industries reduce credit card processing fees—without the hassle of switching processors. Founded in 2006, the company has saved clients over $300 million by bringing transparency to an otherwise confusing and unregulated industry.
Most businesses accept credit card processing fees as a fixed cost of doing business. However, hidden fees, coding errors, and inflated rates often go unnoticed, quietly draining thousands from annual revenue. Merchant Advocate performs a detailed analysis of existing merchant statements to identify these overcharges, then negotiates directly with current processors to eliminate unnecessary costs.
The approach is straightforward: there are no upfront fees, no obligation, and no disruption to existing payment systems. The company shares in the savings achieved, aligning incentives completely with the client. After securing initial reductions, Merchant Advocate continues monitoring accounts monthly to ensure new fees aren't quietly added back.
This service has proven particularly valuable for chambers, trade associations, and professional groups seeking to provide tangible financial benefits to members. Whether processing $10,000 or $10 million annually, businesses typically discover opportunities to improve their bottom line through smarter processing arrangements.
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